We supports the principle of solidarity cooperation via a collection of products based on mutual assistance. Takaful products allow you to contribute on the basis of Tabarru’ (donation) to a fund that will be used to help each other in time of misfortunes.
Takaful allows you and your family protection, both financially and medically, so that you can have the freedom to live life without worrying about the future.
As you are maturing and becoming older, your priorities change. While one type of protection may seem to be extremely important for someone entering the retirement age, the same cannot be said for one that is just about to start his career. Understanding your financial needs at these various developments in life is crucial to your future financial wellness.
4 preferred lifestyle packages
Take advantage of that flexible accessc which allows you to build on your coverage as you grow along. Continue complementing your existing coverage by enhancing your protection plan.
No-Lapse Facility
This valuable feature ensures that your certificate will continue to remain in force even if your total values in PUA become zero within the first three certificate years.
Maturity benefit
Upon maturity, 100% of the total values of the PUA (if any), will be payable in one lump sum.
Rewards you with Underwriting surplus and investment profit:
You will receive any underwriting surplus arising (if any) from the Tabarru’ Fund will be split between the participants and the Takaful Operator. 100% of the investment profit (if any) will be credited back into the PUA.
Death, Total and Permanent Disability (TPD) and Bereavement Benefit:
An amount will be payable to you or your next of kin in any of the event above.
Enhance your coverage:
Customise your i-Great Damai 2.0 with these extra protections. Should you want to add the coverage for medical, critical illness or contributor the following riders are available for you to choose from:
Badal Hajj and Waqaf Services:
These are optional services and you need to fill in the Hajj by Proxy Service Form and Waqaf Services Form.
Managing the various commitment circles in our lives is fundamental to a sense of personal well-being and professional success. These should include your personal ideals, financial priorities, and long term goals.
Ensure that you are on track towards that comfortable lifestyle with i-Great Mega. Our protection plan can help you grow your savings and allow you to experience that life dreams with just a little bit of planning and discipline.
Loyalty benefit
Choose payment term of 10 years or 20 years for 30 years coverage.
You will receive in your Participant’s Unit Account (PUA) an amount equivalent to a certain percentage of the basic annual contribution at the end of every fifth certificate payment year. The Loyalty Benefit Percentage can amount up to a total of 40%.
High basic sum covered
Participate in this plan and get minimum Basic Sum Covered starting from RM500,000.
Maturity benefit
Upon survival at maturity date, you will receive the total values of the unit fund(s) from the PUA, if any.
Total and Permanent Disability (TPD) or Death Benefit:
In the event of death prior to the certificate maturity, or should you be afflicted with TPD before attaining age 70 years next birthday, the following shall be payable:
Basic Sum Covered, or The value of the units in the PUA
Whichever is higher
Note: Upon TPD, you will receive a sum of money in accordance with the TPD provisions of the certificate to be used towards meeting your disability expenses.
Compassionate Benefit:
In the event of your passing, your next of kin will receive a lump sum amounting to RM2,000
Admire the many brilliant purposes of i-Great Teras. It is hassle free, affordable and basic at its best.
Rewards you upon maturity
Upon maturity, you will receive 100% of the total amount in the PIA (if any) in a lump sum.
Death or Total and Permanent Disability benefit
Should death or TPD occur, your loved ones will receive the benefit amount to protect them against financial difficulty.
Bereavement benefit
In the event of death, your family will receive RM2,000 to help them cover the funeral expenses.
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